When I started counseling people through financial troubles, I came to realize that material wealth (i.e. houses and cars) can actually be a burden that can keep people from living happy and fulfilling lives. I have seen many instances where my clients live in a...
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From: Alicia Holliday – Paralegal The Misconceptions, stereotypes and uncertainties involved with filing for bankruptcy are the three major reasons people do not consider this as an option for financial freedom. It is sort of an oxymoron to include financial freedom and bankruptcy in the...
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Being Smart About Surrendering Property Surrendering property such as real estate or a vehicle can have many benefits, but you must plan for it in order to gain the maximum benefit and reduce any negative effects. When you are surrendering collateral (i.e. house or car)...
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In America, it has been ingrained in our financial psyche that our credit score is an important indicator of a healthy financial outlook. The truth is, your credit score is only an indication of your ability to engage in the behaviors that benefit your bank....
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Paying off costly credit cards has never been easy. However, it is about to get harder. The Office of the Comptroller of Currency has begun pressuring credit card companies to raise monthly minimum payments from 2% to 4%. Most credit card companies are falling in...
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