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  1. Ask the Debt Doctor: Universal Default

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    I noticed on my last credit card statement that my interest rate had skyrocketed.  I pay the minimum payment on time each month, and when I called to question the bank that issued me the card, I was told that because I had been late...
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  2. Two Main Types of Consumer Bankruptcy

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    The two main types of consumer bankruptcy are a Chapter 7 bankurptcy and Chapter 13 Bankruptcy below is a brief summary of the differences between the two options. Chapter 7 (Liquidation of nonexempt property) no asset cases, which means that most debtors don’t lose any...
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  3. Is Bankruptcy a better option than burying your head in the sand?

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    Many clients I meet come to me long after they should have come to see me to file for bankruptcy. Most of them think that if they ignore their debts long enough it will go away. I’m here to tell you it will not just...
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  4. How so you can get Musically enthusiasts lacking in Surveys

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    Ive been talking about the potential musical. Ly app for quite some time now and how i have already been investigating its extension. Though you dont recognize, musical. Ly allows you to help to make short 15-second movies of yourself lip-syncing to try and in...
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