Category Archive: Personal Finance

  1. Save For Retirement Now, Benefit Later

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    Start Your Retirement Investments Now to Better Your Financial Future When is the best time to start saving for retirement? The answer is simple: as soon as possible. But like most things in life, that is easier said than done. Given the job market, high student loan payments and other personal situations, the last thing young adults […]

  2. To Co-Sign or Not??

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    Adding a co-signer can make a loan more attractive to lenders, but can cause serious repercussions if the co-debtor defaults. A common question many of us face is whether to co-sign for a loan. Initially, co-signing a loan seems like a nice and supportive gesture. But helping a close family member or friend by co-signing […]

  3. A Letter to Small Business Owners…

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    Dear Small Business Owner, Having been a small business owner myself, I have a passion for helping other entrepreneurs like me. Businesses are a puzzle that require finding the right mix of a good product(s)/service(s), finding the right people to work in the business, finding the right customers, and controlling your expenses to make a […]

  4. How To Live on a Budget

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    Everyone can benefit from living on a budget. Especially someone who is recently out of debt.  These individuals feel added pressure to improve and maintain their financial health. In order for them to stay on the right track financially, they must fully understand what it takes to create, implement and maintain a personal budget. Get […]

  5. Savings: The Key to Financial Freedom and Building Wealth

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    Saving money should be a financial priority for everyone. It’s the simplest way to build wealth. Money in the bank accrues interest, generating more wealth over time. This will help you navigate any financial issue, emergency, and retirement. However, the undeniable fact is that just setting some money aside is not enough to assure a […]

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